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Peer-to-peer lending, represented by Lending Club, has faced criticism for being a risky investment. A review after 4 years investing in the platform highlights disappointing returns and labels it as the worst investment made. However, Lending Club remains a legitimate investment option, offering an alternative to traditional bank loans for borrowers and investors seeking higher yields.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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